Banks are ways you can obtain loans to purchase a house, land, car, and many other things that you may need or want. You can open up a checking account, savings account, get T-bonds, bills, and many other things as well. They help you save money and earn money for you or your loved ones. You can get a account online to check it or to pay things with it. Banks can assist you with your finances if you’re approved. However, right now it’s hard to get a loan on account of the economy. If you do not pay your loans on time or at all, they can take whatever you got through them. alternative to a bank loan, for more topic related posts..